Flow in use

How we made international travel borderless

semicircle
the Challenge

Buying Multiple currencies meant lengthy and tedious paperwork

Traveling to multiple countries often require huge paperwork and pitstops at Forex kiosks for money exchange. Border crossing becomes daunting when accompanied by currency differences and unintended spends during transit. Finding a solution with minimal paperwork and maximum convenience would be a boon.

the solution

YAP Digital Travel Money to the rescue

Our Digital Travel Money Card coupled with Companion App helps in carrying several international currencies in a single card. It allows the user to load the money at the country of departure and travel without the worry of stopping at every airport’s forex counter. It also gives the freedom of switching between currencies and reloading anytime from anywhere

the outcome

Transactions - and counting...

No. of transactions

1.2 Million

amount transacted

$65.5 Million

end point overview

See how YAP's Digital Travel Money APIs work

API Response

Run
                            
                                {
                                    "mti": "0200",
                                    "pan": "5088830000000037",
                                    "processingCode": "311000",
                                    "transactionAmount": "0000000000000",
                                    "settlementAmount": null,
                                    "cardHolderBillingAmount": null,
                                    "dateTimeTransaction": "0412183004",
                                    "settlementConversionRate": null,
                                    "cardholderBillingConversionRate": null,
                                    "stan": "247972",
                                    "rrn": "242772502272",
                                    "timeLocalTransaction": null,
                                    "dateLocalTransaction": "183008",
                                    "expiryDate": null,
                                    "settlementDate": null,
                                    "conversionDate":null,
                                    "mcc": "6011",
                                    "channel": null,
                                    "acquiringCountryCode": "356",
                                    "posEntryMode": "901",
                                    "cardSeqNumber": null,
                                    "pointOfServiceConditionCode": "00",
                                    "feesAmount": null,
                                    "acquiringInstitutionCode": "720397",
                                    "forwardingInstitutionCode": null,
                                    "track2Data": "5088830000000037=2100520768000000000",
                                    "authorizationIdResponse": null,
                                    "responseCode": null,
                                    "serviceConditionCode": "520",
                                    "cardAcceptorTerminalId": "TEST1234",
                                    "cardAcceptorId": "TEST12345678901",
                                    "cardAcceptorNameLocation": "M2PBANK KARTHICK TNIN",
                                    "additionalResponseData": null,
                                    "track1Data": null,
                                    "additionalData48": "051005POS010520032940560023105800500999061030000000000000000012000000000000071042103.014.161.0050000000000000000000000003560770401000000000000000000000000000000000105200",
                                    "transactionCurrencyCode": "356",
                                    "settlementCurrencyCode": null,
                                    "cardholderBillingCurrencyCode": null,
                                    "pinData": "419E0B8AAD1D2B2F0000000000000000",
                                    "additionalAmount": "9090356D000000001000",
                                    "chipData": null,
                                    "adviceReasonCode": null,
                                    "posDataCode": "5116615GA000000400051AddressAddressAddres",
                                    "privateData1BiometricData": null,
                                    "privateData2EncryptedBiometricData": null,
                                    "networkManagementCode": null,
                                    "originalDataElement": null,
                                    "fileUpdateCode": null,
                                    "replacementAmount": null,
                                    "fileName101": null,
                                    "accountIdentification1": null,
                                    "accountIdentification2": null,
                                    "reservedForPrivateUse": nullrn
                                }
                                
                            
what they say?

YAP provided the right solution, and their product is industry-first. It was a fantastic experience working with the YAP team. They had deep domain experience and offered the high customization we wanted.

Srikirshna
CEO, Wall Street Forex

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